INNOVATIVE FINANCIAL SERVICES QUESTION BANK AND PAPER PATTERN

Q1. Attempt any two:

• a. Theory
• b. Theory
• Practical (Factoring)

Q2. Attempt any two:

• a. Theory
• b. Theory
• c. Theory

Q3. Attempt any two:

• a. Theory
• b. Theory
• c. Practical (hire purchase)

Q4. Attempt any two:

• a. Theory
• b. Theory
• c. Theory

Q5. Case study:

• Consumer Finance, Plastic Money (Unit IV)

UNIT I

• 1. Financial services – Functions, Characteristics, Classification
• 2. Growth of Financial Services and Problems in Financial Services Sector
• 3. What are NBFCs? Functions. How are they different from banking companies?
• 4. Explain Factoring and its types – advantages and disadvantages
• 5. Explain forfeiting and its advantages and disadvantages and its working.
• 6. Distinguish between Factoring and Forfeiting.
• 6. Bill Discounting – Types and Framework/Process and Schemes
• 7. Factoring vs Bill Discounting

UNIT II

• 1. Explain Merchants Bankers, Underwriters, Banks to issue and Brokers to issue – Functions, Importance/Role of all.
• 2. Stock Brokers, Trading and Clearing/Self Clearing Members, Stock Trading (Cash and Normal) Derivative Trading,
• 3. Registration of Stock Brokers and Sub Brokers
• 4. What is securitization – Features, Benefits, Process, Risks
• 5. Concepts : PTCs, PTSs, Preferred Stock, Asset Based CP
• 5. Securitization vs Factoring
• 6. What are Special Purpose Vehicles – Features

UNIT III

• 1. Lease – Types – Advantages and Disadvantages
• 2. Hire Purchase – Features, Advantages, Problems of HP
• 3. Housing Finance Industry in India – Growth Factors and Issues
• 4. National Housing Bank
• 5. Sources of Funds
• 6. Asset Liability Management strategies in Housing finance
• 7. Housing Finance Agencies
• 8. Venture Capital – Features, Role, Types, Process, Advantages, Disadvantages
• 9. Scenario of VC in India
• 10. Finance vs Operating Lease

UNIT IV

• (FULL)
• 1. Consumer Finance – Sources, Types, Mechanics, Pricing
• 2. Consumer Finance in India and For and against
• 3. Marketing and Insurance of Consumer Finance and Credit Scoring
• 4. Plastics Money – Growth, Types, Features, Benefits, Dangers
• 5. Prevention of frauds and misuse
• 6. Consumer Protection and Indian Scenario
• 7. Credit Rating – Features, Advantages, Limitations
• 8. Regulatory Framework or CRA
• 9. CRAs in India
• 10. Credit Rating Process and Symbols